How VA Math Works

A step-by-step walkthrough of the VA combined rating formula — with an interactive calculator.

VA math is not regular addition

If you have a 50% rating and add a 30% rating, the VA does not give you 80%. Instead, it considers how much functional capacity remains after the first disability and applies the next rating to what's left.

Worked example: three conditions

  1. Sort highest to lowest: 70%, 30%, 10%.
  2. Start with 70%. Remaining efficiency: 30%.
  3. Apply 30% to 30% remaining → +9%. Running total: 79%.
  4. Remaining: 21%. Apply 10% → +2.1%. Running total: 81.1%.
  5. Round to nearest 10% → 80% official rating.

The 5 / 10 rounding rule

VA rounds the raw combined number to the nearest 10%. A raw 74.9% rounds to 70%; a raw 75% rounds to 80%. Hitting the half-way point makes a meaningful pay difference.

Bilateral factor

When you have ratings on paired extremities, VA combines those bilateral conditions first, adds a 10% bonus to that subtotal, then combines with non-bilateral conditions. Two 10% knee ratings become 19% + 1.9% bonus before combining.

Common misconceptions

  • "Adding a 10% claim always adds 10%." It rarely does — the higher your existing combined rating, the smaller each new condition's contribution.
  • "Two 50% ratings equal 100%." They equal a raw 75%, rounded to 80%.
  • "Bilateral conditions don't matter much." The 10% bonus often pushes veterans into the next 10% bracket — sometimes worth thousands per year.

Try it yourself

Add Your Service-Connected Conditions

Enter each rated disability and the VA's assigned percentage. We calculate your combined rating using the official VA whole-person method.


Your Dependents (for pay calculation)

Results update automatically
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VA Math FAQ

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This calculator provides estimates based on the official VA whole-person combined rating method and 2026 VA compensation rate tables. Results are for informational purposes only and do not constitute legal or financial advice. Actual VA ratings and compensation amounts are determined solely by the U.S. Department of Veterans Affairs. This site is not affiliated with or endorsed by the U.S. Department of Veterans Affairs.